"We've done the impossible, and that makes us mighty."
- Mal Reynolds

About

Hi! Thanks for stopping by the website—I hope you find it helpful. 

My moniker is The Financial Bishop,* as you’re already aware of, and in this little corner of the digital world is where I get to share my personal views and opinions about personal finance (Please see the disclaimer page). I’m just an average Joe who went to college and studied the Humanities. Then I went on to do a Master of Divinity degree–hence The Financial Bishop moniker. But like so many people with non-lucrative degrees, I found myself in a whole lot of debt and unable to find a “good job.”

 

I never knew how sweet the taste of freedom was until I lost it—backed into a corner, I was forced to take a job just to put bread on the table. I made $29,000 (gross) my first year out of Graduate School back in 2011. After finding myself in a less than desirable job situation, and shackled with a lot of debt, I got serious about personal finance. I found out the hard way that debt takes away your freedom, your choices, and your opportunity to do good in this world.

 

Sticking to our snowball debt repayment strategy, we–my spouse and I– paid off nearly $100,000 of debt (school loans and consumer debt) in approximately 3 years. And, we’re currently working towards Financial Freedom—a state of being where your financial needs are taken care of due to your income-producing investments. We’re not “Financially Independent” yet, but we’re getting closer every day. You can read about our story here

 

I’m writing to share the hope of a life without debt, a life with opportunity and freedom, and a life lived to the fullest. For all those blue-collar workers out there, for all those who find themselves in a job they never intended, and for all those who want a richer life, I hope this blog is helpful. I’m an average Joe without a highly lucrative degree, making average pay, and fighting for Financial Freedom every day. 

 

*You’ll have to excuse me for not sharing my real name, like many personal finance bloggers I’m still in my “accumulation phase” of life and I’d rather not share my “5-year plan” with my employer.
The Financial Bishop
Personal Finance for the Real World